James J. Kratochvil
Financial Advisor

Flywheel Financial


James Kratochvil and his team serve a variety of idividuals and businesses in and around the Chicagoland area.

As a firm, we believe in a vision centered, goal focused, and planning driven approach. We work with you to develop a vision that puts into focus the goals, people, and things that you value most. Our clients tell us that the key differentiators in working with us are the questions we ask, the process we take them through, and the ideas and plan we bring to them. Nobody will care more about your financial well-being than us, as we treat our clients like family. Our team is here to help create your vision, align strategies to accomplish your vision, and keep the flywheel of your financial plan in motion.



Helping define, create, and achieve your most abundant life


James Kratochvil receives Community Service Award

James Kratochvil has received a Community Service Award from Northwestern Mutual for his volunteer efforts on behalf of Big Brothers Big Sisters of McHenry County.

Click here to learn more.

The Northwestern Mutual Difference

We make plans for people, not just money. So no matter your goals, we have access to top rated products and services to help you meet each one.

  • Best Life Insurance Company ranked by NerdWallet, April 2019 1
  • Highest financial strength ratings of any life insurer from all four major rating agencies2
  • Top 10 U.S. Independent Investment Broker-Dealers3
1 ©2017-2019 and TM, NerdWallet, Inc. All Rights Reserved.

2 A.M. Best Company, A++ (highest), May 2019; Fitch Ratings, AAA (highest), May 2019; Moody's Investors Service, Aaa (highest), September 2018; S&P Global Ratings, AA+ (second highest), June 2019. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.

3 Measured by 2018 total revenues. Ranking for Northwestern Mutual Investment Services, LLC. Sources: Financial Advisor magazine and Investment News, May 2019.

If you dream it, we’ll help you live it.

Let’s make this the year we turn your dreams into plans. Get started.

How We Stress-Test Northwestern Mutual

Learn more about how our focus on financial strength has helped us make good on our financial promise throughout our 160-plus-year history.

4 Spending Traps to Avoid While Social Distancing

While you might feel like you’re saving money while staying home, you may find hidden fees that add up. Read more.


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck