James Kratochvil

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Northwestern Mutual receives "best possible ratings"

The four major ratings agencies, Standard & Poor’s, A.M. Best, Moody’s, and Fitch, have each confirmed the company’s insurance financial strength ratings. We take great pride, especially in these economic times, in providing our clients the consistent financial strength that has been our signature for over 150 years.

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Managing Your Money In A Downturn

Northwestern Mutual was recently featured in The New York Times Wealth Matters column, "Never Mind Your 401(k). How’s Your Insurance?" about the importance of managing risk in the current economic environment, and strategies that the wealthy use to manage not only their money but their overall well-being. Northwestern Mutual Executive Vice President Greg Oberland comments about how people should be rethinking and managing their insurance needs in a downturn. Read the article (PDF).

Your Future is Now

James Kratochvil and his team serve a variety of clients in the Crystal Lake area.

Most would agree that building toward a secure financial future is an important pursuit, but often it seems as though there are few tasks that fall off the to-do list more readily. It’s natural to think more about immediate needs than those that may present themselves years or decades in the future. Still, it’s also important to remember that our actions today shape our future. The longer we wait to begin, the fewer choices we’re likely to have down the road.

Whether you’re thinking about a secure future for your family or organization, James Kratochvil makes it easy to get started. First is a conversation about your current situation: where you are, how you got there, and where you see things headed. He’ll ask plenty of questions, including your thoughts on future needs and wishes, in order to reach a shared understanding. Next James Kratochvil offers solutions based on your situation, implements your decisions, and stays in contact to provide new recommendations as evolving factors warrant. When somebody else is looking out for your future, you’re less likely to get stuck in procrastination mode.

Review these pages to learn more about James Kratochvil and his team, and then contact him to begin moving with purpose toward your future.

Northwestern Mutual Financial Network News

FORTUNE magazine survey names Northwestern Mutual "America's Most Admired" for unprecedented 25th time
Northwestern Mutual is the only company, in any industry, to have received this recognition every year.

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Northwestern Mutual ranks first in customer satisfaction
Northwestern Mutual ranks #1 in customer satisfaction among U.S. life insurers for the fifth consecutive year.

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My Mission

James Kratochvil strives always to leave people in a better place than where they were when he met them.

Spotlight on Careers

In addition to his role as a financial representative, James Kratochvil serves as the Managing Director for The Kratochvil Group, a local district network office located in Crystal Lake.

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James Kratochvil receives Community Service Award

James Kratochvil has received a Community Service Award from Northwestern Mutual for his volunteer efforts on behalf of Big Brothers Big Sisters of McHenry County.

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